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Recertification: Only current Examiners may certify candidates. Remain current by recertifying within 24 months of the last certification date. Recertification is through the Society's professional development credit system. Is it time to recertify?The Town of Hanover currently holds the Lifesaving Society's M. G. Griffiths Cup earned by the municipal affiliate with the largest lifesaving program in a community with a population under 10,000.


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Moodys predicts the slower growth of house prices will continue as the Australian economy faces some challenges through 2016. Slowing growth in China, Australias biggest export market, and declining commodity prices, which are at or near multi year lows, will also put pressure on the Australian economy and contribute to below trend growth and a soft labour market in 2016, Chen said. But while Moodys predicts a growing number of borrowers are at risk of becoming delinquent, not all are convinced that will be the case. With all respect to Moodys, who have a number of economists working on this sort of thing, I find it difficult to believe were going to see a real rise in the number of delinquencies, Jane Slack Smith, director of Investors Choice Mortgages, told Australian Brokers sister publication, Your Investment Property. Ive been a broker for 10 years and a property investor for a long time too and thats given me a lot of experience in reading the market and I cant really see anything at the moment thats going to cause a rise in delinquencies. Slack Smith believes the period of low interest rates have allowed a large proportion of Australian borrowers to get in position where they a comfortable with their financial commitments, while others have been prevented from getting in over their heads.



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Instead, we buried him. There are no firm numbers for each Muslim ethnicity, but Mohamed estimates there are about 10,000 Somalis in Ottawa, the largest single group of Muslims in the city. Other Muslims dont like that and thats a fact, she said as she sat in her immaculate townhouse in Ottawas South Keys area. About two years ago, Mohamed began the Canadian Somali Mothers Association to help Somali boys in trouble navigate the justice system. The community is pulling together in other ways, too. Pamphlets on domestic abuse are written in Somali and homework clubs are springing up. And on Ali Khans co ordinating council, the secretary is a Somali woman. Farhat Rehman, head of the Canadian Council of Muslim Womens Ottawa chapter, was also at the meeting of the co ordinating council. She didnt say much, except to give fair warning that she would speak up when necessary and she expected to be heard. Its very problematic the way that women dont have a public voice and a public role, she said. It is a departure from the time of the Prophet, when they were all outspoken.



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With the help and guidance of a personal trainer, youll be more equipped to reach your weight loss goals. Your body needs a minimum number of calories in order to regulate its weight effectively. You cant pursue starvation diets without harming your body. One reason this happens is that because without enough caloric intake, the human body goes into starvation mode and saves fat instead of burning it. This diet leads to overeating and is sure to make you gain weight fast when you start eating normal again. A tip that may help you lose weight is to reduce the amount of carbohydrates you eat in every meal. Carbohydrates are very important because they give us energy, but it can be really easy to eat too many, and excess carbohydrates are guaranteed to be stored as fat. Doubting yourself can be harmful if you are trying to lose weight. It is essential to believe it yourself and trust that you can stick to the goals that you have set for yourself. Keeping a positive mind set and believing in yourself will help you achieve your goals and maintain happiness. A great way to help you lose weight is to perform three, thirty minute cardio sessions a week.



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Thats too huge a market. Now How many experienced internet marketing gurus are you going to be competing with in Ninjitsu for women?Hardly any. But hey, dont go and do Ninjitsu for women, ok?Thats just an example that I plucked from the air. But heres the most important advice: Its not about making $100,000. 00 from a niche market or whatever amount of money you set yourself to earn. Its how youre going to make the first $1 from that niche. Once you have done that successfully, theres nothing stopping you from improving that online niche businesss income. Lets talk about Ninjitsu for Women again. The first product that you sell might be an ebook titled, 10 Easy Ways To Master Ninjitsu Martial Art For Women. Once you sell that, you can expand the business and start selling: i. More ebooks ii.

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